A B C D E F G H I J K L M N O P Q R S T U V W X Y Z All
Mathias, Akamba
- Exploring the Risk Exposures of Peasant Farmers in Northern Ghana
Authors
1 Department of Statistics, UDS, Navrongo Campus, GH
2 Department of Mathematics, UDS, Navrongo, GH
Source
International Journal of Innovative Research and Development, Vol 5, No 13 (2016), Pagination: 93-99Abstract
Peasant farming is an inevitable system of farming associated with rural subsistent farming. Be it crop, livestock or mixed farming, risk is equally inevitable right from the preparation of the farm, the cultivation through to the harvesting of the crops and its storage. Risk on the Agriculture industry like all facets of life, is looked at in terms of the exposure of one or an operation to uncertainties of loss. This study adopted the qualitative research design. Primary data was collected from 100 peasant farmers consisting of 20 randomly selected from five purposively sampled communities in the then Kassena Nankana Municipal. The findings of the study are that peasantry may forever exist among rural subsistent farmers in Northern Ghana with farmers cultivating less than five acres in a season. These farmers are exposed to all sorts of risks ranging from natural, social, economic to physical risks. The farmers adopt farming methods like mono or mix cropping, mixed farming and spiritual cover from their ancestors to mitigate the impact of their losses. There is no known scientific insurance policy available to cover their risks. Evaluating the insurability of these risks, it was found that most of the natural and physical risks can easily be covered by an insurance policy. The economic and social risk exposures although seems difficult to be cover as specific perils they could be integrated in a multiple risk policy. The insurer can be catered for the interventions of NADMO and other agencies to support disaster victims by applying the principles of Contribution and subrogation to ensure that the Insureds do not make profits on the claims. The study thus recommends the introduction of a micro insurance package for peasant farmers.
Keywords
Endogenous Risk Management, Risk Exposures, Peasantry, and Farming.Full Text
- Prospect of Ethical Consultancy:Empirical Assessment in Ghana
Authors
1 University for Development Studies, Navrongo Campus, GH
2 University for Development Studies, Department of Mathematics, Navrongo Campus, GH
3 University for Development Studies, Central Administration, Tamale, GH
Source
International Journal of Innovative Research and Development, Vol 5, No 3 (2016), Pagination: 228-232Abstract
This paper finds out the prospect of ethical consultancy in Ghana using some organisations in the Upper East and Northern Regions as a case study. A survey questionnaire based on the organogram used by Luu & Safia (2014) was employed. Empirical evidence revealed that there are ethical challenges within the organisations. There exist ethical officers in some of the organisations whose roles and positions on the organisations’ organogram are unknown to the responded staff. The grounds for ethical consultants is fertile and its prospect is real in Ghana.
Keywords
Ethics, Consultant, Officer, Challenges and Consultancy.Full Text